為什么你存不下錢？
不要把花剩下的錢拿來存，而是把存剩下的錢拿來花。
Wanting to save money is not enough. Anyway, there are a lot of things which didn’t come true although you wanted them to.
想存錢是遠遠不夠的，畢竟你希望發生的事情并不一定就能發生。
Saving is a technique . It’s simple. It’s just not easy.
存錢是一門技術，這門技術很簡單，只是不容易實現。
If you only come to think about saving after you spend, there is no chance for you to accumulate a considerable fortune, because spending is always irrational.
如果你總是在消費之后才想著應該存錢，那你肯定存不下錢，因為任何消費都是非理性的。
The way that works is to make plans in advance.
真正可行的方法，是事先計劃好自己的消費方式。
Would it be too much to use 40% of my income to rent an apartment?
每個月用收入的40%租房子會不會太多?
Is it really enough to save just 20% every month?
每個月只存收入的20%會不會太少?
Only by making it clear how much you want to save can you come to know how much you can actually spend.
你只有先計劃好要存多少錢，才能知道自己實際上可以花多少錢。
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